-
Financial Literacy One-On-One Counseling (English & Spanish) / Savings Match Open or Close
Saving money and working within a budget can be difficult, especially while trying to keep up with your current expenses. CJHRC counselors know that credit and debt issues can prevent many individuals and households from attaining their housing goals. To enroll in our Financial Literacy Counseling (learn to create a budget and track your monthly expenses, get a free copy of your tri-merge credit report (soft pull), etc.), schedule an appointment with a CJHRC Counselor.
Budgeting Guidelines Cost of Living
Credit Release Authorization Form (to attain a tri-merge soft-pull full credit report)
Disclosure Statement – English
Disclosure Statement – Spanish
Financial Literacy Document Checklist
-
Financial Literacy/Money in Motion Open or Close
CJHRC assists many clients who are concerned with financial decisions, interested in setting financial goals and who have credit issues, whether major or minor. For those clients who are unable to attend one of our financial literacy virtual webinars, we offer the Money in Motion online course. This program is a combination of face to face and web based counseling.
-
Financial Literacy Webinar Open or Close
Our Financial Literacy program will be offered over a 3 series webinar on the following 3 days (each webinar will be held from 6:00 pm to 7:00 pm):
3-Part Financial Literacy Webinar Series
Thursday, February 12, 2026 -- Budgeting -- Budgeting is a key element to become financially stable. This webinar will help clients learn how to create a budget, better manage their income, understand the importance of savings, set financial goals, as well as be aware of any poor spending behaviors.
Thursday, February 19, 2026 -- Credit -- Credit issues burden many individuals and understanding credit can be confusing. This webinar will cover what you need to be aware of when it comes to your credit; understanding a credit report; the importance of monitoring your credit; why you are denied credit/rental unit with a good score; how to get a free credit report and other related information.
Thursday, February 26, 2026 – Debt-to-Income (DTI) Ratio -- A debt-to-income ratio is extremely important, and many consumers do not know what this is or do not understand it. The webinar will cover how to calculate a debt-to-income ratio, what debt is included, what is a good DTI percentage and the importance of having a good balance between their debt and income.
- Additional Resources Open or Close
