Path to Homeownership
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One-On-One Counseling (English & Spanish)
Pre-purchase counseling is for clients who feel they are ready to purchase their first home. There are many factors to consider and be aware of before individuals and households make the decision to buy a home. CJHRC counselors provide comprehensive and customized pre-purchase counseling to their clients to make the home buying steps easier.
Online Learning (English & Spanish): Make Your Move: A Guide to Homeownership
This program is a combination of individual face to face and web-based homebuyer education. This program will prepare you for all aspects of the home-buying process. You will first need to meet with a CJHRC Counselor for face-to-face counseling, then you will take the online class. At the end of the program, you will receive a certificate that is good for one calendar year.
Pre-Purchase Webinar
This webinar (5.5 hours total covered over 2 days consecutively) was developed to assist very low/low/moderate-income individual and households who are 3-36 months away from purchasing a home and wish to get comfortable with all components of the process. Virtual Webinars are offered throughout the year. For clients who are not available on the dates/times designated for the 2-day virtual webinar, they can register for CJHRC’s one-on-one counseling or online learning.
Affordable Housing
Information about the State of New Jersey Very Low/Low/Moderate Income Program is contained in the links below. While there are no applications on the website, if you are looking to apply to a CJHRC property, please call 908-446-0036.