Successful long-term homeownership is what we want for everyone. Our housing counselors understand that home ownership usually comes with questions and it is nice to have an organization like CJHRC to turn to for help. Whether you are unsure about how to handle mortgage refinancing, repairs, hiring a contractor, association issues, problems with neighbors, utility programs, tax freeze for seniors/disabled in NJ, learning about rehab programs or whatever else may be of concern, you can contact our office to see if we can help you or know of a resource/agency that can.