Delinquency & Foreclosure

Delinquency/foreclosure counseling is intensive in-person counseling that CJHRC counselors can provide to help homeowners facing problems with paying their mortgage and other housing obligations. If homeowners have fallen behind on their mortgage, homeowners association fees or real estate taxes due to reasons that are now resolved, CJHRC counselors may be able to prevent a foreclosure or a lien that could put their home in jeopardy. Once a family works hard to obtain homeownership, CJHRC does not want them to lose their home, and wants them to be aware of the options that exist to prevent that from happening.